When Hurricane Hermine landed last year, it pushed four to six inches of salt water throughout the home of Capt. John Valine (Delta). “The damage was devastating,” he said. “Every possession we owned that was within five inches of the floor was now damaged by salt water.”

Capt. Nick Esposito (United) saw his house directly hit by Hurricane Matthew, with 100-knot-plus winds, inundating rains, and an 8- to 12-foot storm surge. Flooding, significant tree loss, and driving rain significantly damaged his house and disrupted his family’s lives for more than six months.